Modular & Manufactured Home Financing

For your convenience, we offer fifteen different banks and lenders that you can use for manufactured home financing. Our professional staff will always work hard to provide you the best rate for these types of homes.

Here is a brief explanation of the most common financing options available if you are buying a manufactured home.

Chattel or Home Only Loans: A Chattel loan is not affixed to real estate. In other words, this great financing option is a personal property loan for mobile homes. If you are planning to park your home on a leased space or family land, this loan may be a great option for you.

Conventional Mortgages or Land and Home Loans: If you intend to finance your home and land together, your best option is this loan. Most people choose this financing option if they are purchasing manufactured homes in Mississippi and land and would like to finance then under one, single loan.

Land-in-Lieu: When you choose this type of loan, the bank will provide you a down payment credit payment for the equity in the land that the family owes. If you want to qualify for a land-in-lieu loan, the land must be in your name.